Section 75 Claims – Expert Support To Help Get Your Money Back
Have you paid for goods or services by credit card that never arrived, were misrepresented, or involved a company that has since gone bust? Maybe you need assistance with section 75 claims?
If so, you may be eligible to claim under Section 75 of the Consumer Credit Act 1974 – a powerful UK consumer protection law.
However, understanding how to use Section 75 effectively isn’t always straightforward. At Independent Loss Adjusters (ILA), they offer a clear and experienced approach to helping consumers reclaim money lost due to failed or disputed transactions.
What Is a Section 75 Claim?
Section 75 gives you the legal right to seek a refund directly from your credit card provider when there’s been a breach of contract or misrepresentation by a retailer or service provider.
You’re protected if:
- You paid using a UK-issued credit card (not debit)
- The purchase was between £100 and £30,000
- There was a clear fault, such as non-delivery, poor quality, or fraudulent representation
Even if you only paid a deposit by card, you may still be covered – as long as the total cost meets the minimum amount.
Common Scenarios Where Section 75 Applies
You might be eligible for a Section 75 claim if:
- A holiday or event you booked is cancelled and not refunded
- You ordered furniture that never arrived
- A company went into administration after taking your payment
- Goods were not as described or were dangerously faulty
- You were charged multiple times for the same item
Why Use ILA for Section 75 Claims?
Although ILA are known for our expertise in managing insurance-related losses, Section 75 claims fall under consumer protection law, not insurance. However, they apply the same rigorous case management, evidence gathering, and negotiation skills to help you achieve a successful outcome.
Here’s how they assist:
1. Initial Assessment of Your Case
They examine your documents, receipts, and correspondence to confirm your eligibility under Section 75 and determine the best route forward.
2. Clear, Professional Claim Submissions
ILA help you prepare a compelling claim letter to your credit card provider that clearly outlines the … Read the rest